Pylon
Senior Mortgage Underwriter
Onsite Hybrid - Palo Alto (CA), New York City (NY), or Phoenix (AZ), Remote. Posted 11 days ago
The role
You will underwrite residential mortgage files end to end and act as the expert human judgment behind an automated Decisioning engine. You will work with customers on complex files and provide feedback to product and engineering teams to improve the platform.
What you will do
- Underwrite residential mortgage files across Conventional, Jumbo, Non-QM, and Government products
- Review credit, income, assets, and collateral against guidelines
- Issue clear, accurate conditions and clear them promptly
- Conduct 2nd level reviews, handle exceptions, and manage escalations
- Assess and enhance Underwriting Systems for compliance and efficiency
- Act as a subject matter expert to aid decision-making and drive product improvement
- Work with internal teams, partners, and engineering to optimize fulfillment infrastructure
- Maintain understanding of mortgage origination and regulations
Required qualifications
- 3+ years of experience in underwriting across diverse loan types, including Conventional, Jumbo, Non-QM, and Government across purchase and refinance
- Expert-level knowledge of the entire mortgage lending process
- Detailed underwriting knowledge specific to loan requirements
- Comprehensive understanding of federal, state, and regulatory guidelines related to residential mortgage lending
- Ability to oversee numerous 3rd party fulfillment partners
Nice to have
- Experience working on mortgage products within a fintech environment
About the company
Pylon is a vertically integrated mortgage platform that turns origination into a single API. The company is backed by Peter Thiel, Conversion Capital, QED, Citi, Fifth Wall, and the founders of Ramp, Blend, and Mercury.