Compliance Associate - Investigations

The role

This person will conduct transaction monitoring, alert reviews, and case investigations. They will review KYC/KYB applications, perform enhanced due diligence, and draft SAR narratives.

What you will do

• Review and disposition transaction monitoring alerts and KYC/KYB onboarding applications
• Conduct enhanced due diligence on High Risk applicants
• Make well-reasoned SAR recommendations
• Draft SAR narratives that meet FinCEN quality standards
• Send RFIs to customers or partners
• Support periodic KYC refresh reviews
• Contribute to onboarding and investigation policy development
• Stay current on FinCEN advisories, FATF typologies, and emerging financial crime trends

Required qualifications

• 3 to 5+ years of experience in a compliance, KYC, AML Investigations or onboarding role at a FinTech, payments company, or crypto company
• Demonstrated experience reviewing KYB applications for business entities including beneficial ownership analysis, entity structure review, and corporate document verification
• Experience with OFAC, PEP, and adverse media screening tools
• Demonstrated experience conducting end-to-end AML investigations and preparing SAR-quality case documentation
• Working knowledge of BSA/AML program requirements and FinCEN SAR filing rules
• Experience with transaction monitoring platforms
• Familiarity with blockchain analytics tools and on-chain transaction analysis
• Strong written communication skills
• Comfort working in a fast-paced, high-volume environment

Nice to have

• CAMS certification or progress toward certification

Benefits

• Unlimited time off (minimum 10 days required)
• Flexible working
• Stipend to create a comfortable atmosphere at home
• Comprehensive health, dental and vision plans for US Rainmakers and dependents
• 100% company subsidized life insurance plan
• 401(k) with a 4% company match
• Equity option plan
• Rain Card for testing core products
• Card for eligible health and wellness spending
• Team summits including domestic and international offsites

About the company

Rain makes the next generation of payments possible across the globe. Their infrastructure makes stablecoins usable in the real-world by powering card transactions, cross-border payments, B2B purchases, and remittances.