KYB/AML Analyst, Sweden

The role

The KYB/AML Analyst will review and onboard business customers for Ramp's Swedish payment institution. This role involves conducting KYB reviews, managing customer communications, and resolving onboarding requirements from partners.

What you will do

• Carry out first-line KYB reviews of business customers
• Decide standard cases end to end
• Escalate complex or higher-risk cases with a clear rationale
• Handle customer communications through onboarding
• Resolve onboarding requirements from card-issuing and payments partners
• Document decisions for second-line and regulatory review
• Keep Swedish casework moving during teammate leave or incidents
• Improve playbooks, templates and AI-assisted workflows

Required qualifications

• 2–4 years of KYB / AML / onboarding experience at a fintech, payment institution, EMI or bank
• Solid grounding in business customer due diligence: company registers, UBO identification, sanctions/PEP screening, and spotting red flags
• Fluent English, written and verbal
• Clear, friendly written communication with customers
• Curiosity about AI tools
• Based in, or relocating to, Stockholm
• The right to work in Sweden

Nice to have

• Swedish (strongly preferred)
• Familiarity with Swedish sources and requirements (Bolagsverket, the beneficial ownership register, FI expectations under the Swedish AML Act)
• Experience onboarding EU businesses across several jurisdictions
• An additional European language

Benefits

• Flexible PTO
• Centralized home-office equipment ordering
• Health and wellness stipend
• Budget for intra-office travel
• Weekly coffee stipend

About the company

Ramp builds smart infrastructure for finance teams to automate spend, authorize payments, and flag risk. The company automates how over $275B in annualized spend flows in and out of 85,000+ companies.