Ramp

Software Engineer, Backend, Fraud & Identity

New York, NY (HQ), Remote. Posted 7 months ago

The role

You will build systems across Fraud, UIM, and Identity. You will develop backend services, enforcement tooling, and protections against account takeover.

What you will do

  • Build and evolve backend services that detect and prevent fraud.
  • Develop enforcement and response tooling for identity and payment locks.
  • Improve protections against account takeover.
  • Design and operate high-signal systems with observability.
  • Partner with UIM/Identity stakeholders to strengthen authentication and identity foundations.
  • Drive end-to-end delivery including technical design, implementation, and rollout.

Required qualifications

  • 3+ years of software engineering experience (or equivalent).
  • Strong backend engineering fundamentals (APIs, distributed systems, data modeling, reliability).
  • Experience building data-informed detection or decisioning systems (rules engines, scoring, anomaly detection, or similar), or strong interest in learning in this domain.
  • Proven ability to operate production systems: debugging, incident response, and improving on-call quality through instrumentation and automation.
  • Strong cross-functional communication skills and comfort working with product and operations partners.

Nice to have

  • Experience in fraud, risk, identity, authentication, authorization, abuse prevention, or security engineering.
  • Familiarity with payments rails, card transaction risk, or account security patterns.
  • Experience building internal tools for operations teams (case management, investigation, enforcement workflows).

Benefits

  • Flexible PTO
  • Centralized home-office equipment ordering
  • Health and wellness stipend
  • Budget for intra-office travel
  • Weekly coffee stipend
  • 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
  • One Medical annual membership
  • 401(k), including employer match on contributions made while employed at Ramp
  • Fertility HRA (up to $10,000 per year)
  • Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay
  • Pet insurance
  • In-office perks: lunch, snacks, drinks, and more

About the company

Ramp is building smart infrastructure for finance teams to automate spend, authorize payments, and flag risk. They serve over 85,000 companies.