Financial Crime Analyst

The role

You will support fraud and anti-money laundering strategy and operations. You will design financial crime detection systems and conduct data analysis.

What you will do

• Analyze fraud and AML alerts and cases to identify, investigate, and prevent fraudulent activity and suspicious transactions
• Conduct transaction monitoring reviews and assess activity against AML/BSA typologies, escalating as needed
• Prepare and file Suspicious Activity Reports (SARs) and maintain supporting documentation in line with regulatory requirements
• Assist customers by preparing and responding to inquiries related to fraud and financial crime investigations
• Document investigation processes and outcomes to maintain audit-ready records
• Maintain department productivity goals and quality standards
• Collaborate with the Financial Crime team to support and refine operations
• Maintain regular communication with team members
• Deep dive into individual fraud and AML event vectors to perform root cause analyses
• Support KYC/CIP and customer due diligence (CDD/EDD) reviews as needed

Required qualifications

• 2+ years of experience in fraud risk, AML/BSA, and/or payments operations in banking and/or financial services
• Experience using systems such as Excel, Google Workspace, Looker, and Slack
• Understanding of how to leverage AI to improve investigation efficiency and drive improvements in alert query quality, tuning, and detection logic
• Excellent written and verbal communication skills
• Ability to work independently, capable of taking ownership and acting as the primary contact for fraud and financial crime-related issues when needed
• Strong working knowledge of compliance and payment regulations, including Reg E, NACHA, AML/BSA, KYC/CIP, OFAC, FinCEN, SAR/CTR filing requirements, and related frameworks

Nice to have

• Experience within Micro SMB/SMB business cards, payments, invoices, lending, or related financial industries
• Experience in high-growth startups, specifically global fintechs and/or neobanks for corporate clients
• Experience with U.S. fraud and AML risk for ACH, Card, Checks, and Wires with a global or large financial institution, and key understanding of common fraud and money laundering typologies
• CAMS (Certified Anti-Money Laundering Specialist) certification or actively pursuing one
• Experience with case management or monitoring systems (e.g., Actimize, Sardine, Alloy, Unit21)

Benefits

• equity
• healthcare benefits
• paid time off

About the company

Rho is the modern banking platform built for the AI era. Startups and growth-stage companies can open accounts in minutes, issue cards, manage expenses, pay bills, and close the books on one connected platform.