Senior Product Engineer - Payments Team

The role

You will lead critical payments projects including collection, disbursement, FX, reconciliation, and a new card issuing stack. You will partner with Product and PayOps teams to design, build, and monitor payment solutions for global users.

What you will do

• Lead payments projects end-to-end from discovery to incident response
• Partner with the Product team to build payment solutions
• Own the reliability of the payments system
• Contribute to engineering practices and excellence
• Expand payment methods including local digital methods
• Build card issuing capability including ledger and authorization flows
• Scale payment processing capability for 10x growth
• Broaden multi-currency and FX conversion engine

Required qualifications

• 7+ years of product engineering expertise
• 4+ years dedicated to architecting complex payments systems
• Proven track record within a PSP, acquirer, gateway, or a high-scale platform payments team
• Expertise in deploying and troubleshooting production-level integrations across PSPs, card acquirer ecosystems, and payment rails
• Expertise in settlement processes, reconciliation, dispute management, 3DS2 protocols, webhook management, and PCI compliance frameworks
• Strong backend mastery in Ruby on Rails, Kotlin, Python, Go, Java, or Node.js
• Full-stack comfort with React
• Expertise in architecting distributed systems including double-entry ledgers, automated reconciliation, money movement state machines, idempotency, event-driven architectures, and webhooks
• Direct production on-call experience including authoring post-mortems and leading incident response
• Excellent written and verbal communication skills
• Strong background in cloud infrastructure (AWS/GCP), containerization, and modern CI/CD practices
• Experience in handling FX and multi-currency logic within the application layer

Nice to have

• Direct card issuing experience, including BIN sponsorship, processor integrations, controls, and dispute handling
• Experience launching a new payment method or PSP integration end-to-end
• Experience building or operating a card issuing program
• Experience in marketplace or two-sided platform payments

Benefits

• Competitive salary
• Generous Time to Recharge policy with unlimited paid time off
• Work From Anywhere perk for up to four weeks per calendar year
• 2-week cross-functional onboarding program
• Annual team off-site
• Cycle-to-work scheme or commuting reimbursement
• Monday/Thursday team lunches and after-work social events
• Extensive paid family leave
• Three paid volunteer days per year
• Cutting-edge equipment and tools
• Access to Booking Marketplace for discounted hotels and flights

Before you apply

• You will work full-time under a B2B contractor agreement, with monthly payments in USD

About the company

WeTravel builds tools that empower entrepreneurs to launch and grow travel businesses. The platform helps organizers create trip proposals, process payments, and manage customers.