Senior Product Engineer - Payments Risk

The role

You will own the systems that automate risk decisions, such as organizer assessment, reserves, and exposure. You will lead projects from discovery to rollout and influence how the company measures and automates manual processes.

What you will do

• Lead projects end-to-end including discovery, design, build, rollout, and monitoring
• Shape decision-making processes and automation requirements
• Balance protection against user experience
• Own the reliability of shipped code
• Help raise the engineering bar across the team

Required qualifications

• 7+ years of product engineering expertise
• 4+ years dedicated to risk, fraud, or underwriting systems that move real money
• Deep expertise in systems deciding about money such as exposure, credit models, decision and rules engines, holds, reserves, payout limits, transaction monitoring, and the ledger
• Strong backend mastery in Ruby on Rails, Kotlin, Python, Go, Java, or Node.js
• Ability to ramp up on Ruby quickly
• Direct production on-call experience including authoring post-mortems and leading incident response
• Excellent written and verbal communication skills
• Cross-functional collaboration experience
• Ability to thrive in a distributed, multicultural environment
• Pragmatic adoption of AI tools to optimize engineering workflow
• Ability to mentor and train others on AI concepts

Nice to have

• Experience at a merchant of record, payment facilitator, marketplace, or lender where the platform carried the loss
• Experience automating an underwriting or periodic review program that previously ran on manual review

Benefits

• Competitive salary
• Generous Time to Recharge policy with unlimited paid time off
• Work remotely for a maximum of 4 weeks per calendar year
• 2-week cross-functional onboarding program
• Annual team off-site
• Cycle-to-work scheme (Swapfiets subscription) or commuting reimbursement
• Monday/Thursday team lunches and after-work social events
• Extensive paid family leave
• Three paid volunteer days per year
• Cutting-edge equipment and tools
• Access to Booking Marketplace for exclusive discounted rates on hotels and flights

About the company

WeTravel builds tools that empower entrepreneurs to launch and grow travel businesses. The platform allows organizers to create trip proposals, process payments, and manage customers.