Senior Product Counsel

The role

The Senior Product Counsel will be the primary legal partner to product, engineering, payments, and risk teams. You will advise on the design, launch, and operation of payments, payouts, and marketplace products.

What you will do

• Advise on pay-ins, payouts, embedded checkout, stored balances, multi-currency flows and API products.
• Interpret and operationalize card network rules and requirements of bank and processor partners.
• Partner with risk and compliance teams on BSA/AML, KYC/KYB, sanctions and fraud programs.
• Advise on seller verification, transparency obligations, content policies, intermediary liability, DMCA and Section 230.
• Advise on subscriptions, automatic renewal, refunds, disputes, pricing, fee disclosures, UDAP/UDAAP, and FTC guidance.
• Own user-facing terms, seller and buyer agreements, acceptable use and prohibited-business policies, and in-product disclosures.
• Advise on privacy-by-design, data use, and AI-enabled features.
• Assess regulatory requirements for international launches in Canada, Brazil, Mexico, Germany, France and Colombia.
• Support licensing applications, regulator inquiries and examinations, and track legislative and regulatory developments.
• Build product review processes, launch checklists and guidance.

Required qualifications

• 5–10 years of legal experience, with substantial experience advising on payments, fintech or financial services products
• JD and admission to the New York or California bar, or eligibility to register as in-house counsel
• Working knowledge of U.S. payments regulation, including money transmission, BSA/AML, sanctions, card network rules and the bank partnership model
• Experience advising online marketplaces or platforms on consumer protection and intermediary liability issues
• Ability to translate complex regulatory requirements into clear, practical guidance for product and engineering teams
• Sound judgment about regulatory risk
• Experience using AI tools to improve the efficiency and quality of legal work

Nice to have

• Experience with state money transmitter licensing or regulatory examinations
• Experience with international payments regulation, including EU payment services and e-money rules or Latin American payments regimes
• Creator economy, digital goods or subscription business experience
• Familiarity with trust and safety operations and content moderation

Benefits

• Health, vision and dental coverage
• Unlimited PTO
• Equinox membership
• Lunch and dinner, Monday through Friday
• Rent stipend for living within half a mile of the office
• Citi Bike membership (Brooklyn)
• Rideshare home after 10 p.m.
• Latest MacBook Pro

About the company

Whop's mission is to help everyone earn a sustainable income. They are building institution-grade financial infrastructure for internet entrepreneurs.