Head of Credit

The role

The Head of Credit will architect and scale the credit infrastructure behind Taekus products. This role owns the end-to-end credit strategy, including underwriting architecture, risk models, and portfolio performance.

What you will do

• Own Taekus's credit strategy and underwriting framework
• Design and scale credit decisioning infrastructure and risk models
• Monitor and optimize portfolio performance across approval rates, delinquencies, and losses
• Partner with product and data teams to build automated underwriting and risk systems
• Launch and manage new credit products within the Taekus ecosystem
• Work closely with sponsor banks and compliance partners to ensure regulatory alignment
• Build and lead the credit risk and underwriting organization

Required qualifications

• 10+ years in consumer credit, underwriting, or credit risk leadership
• Experience building or scaling credit programs at a fintech, card issuer, or modern bank
• Strong background in credit modeling, underwriting strategy, and portfolio management
• Experience working with credit bureau data, alternative underwriting signals, and automated decisioning
• Builder mindset with the ability to operate in a fast-moving fintech environment
• Strong product and data partnership instincts

Benefits

• Competitive salary and stock option plan
• Medical, Dental, and Vision insurance
• 401(k) plan with 5% company match
• Flexible vacation policy

About the company

Taekus is a luxury financial services company offering premium checking, credit, and debit accounts paired with an exclusive travel rewards ecosystem. It is a profitable fintech and travel startup with $120M+ in annual revenue.