Head of Capital and Liquidity Planning

The role

The Head of Capital and Liquidity Planning will lead Teya's first-line prudential framework. This person will own the delivery of the prudential agenda including capital adequacy, liquidity adequacy, stress testing, ICAAP, ILAAP and contingency planning.

What you will do

• Own and continuously improve Teya's first-line prudential framework.
• Lead or coordinate the ICAAP, ILAAP, Recovery and Resolution Plan (RRP) and Solvent Wind Down Plan (SWDP).
• Act as the key liaison between Treasury and FP&A.
• Run the ICAAP, ILAAP, RRP and SWDP through relevant governance committees.
• Produce clear analysis and recommendations for the CFO and senior leadership.
• Establish forward-looking monitoring of capital and liquidity positions.
• Work with Product, Commercial, Operations, Finance and Risk on new products and growth initiatives.

Required qualifications

• 10–15 years of total experience in prudential risk, capital, liquidity, regulatory reporting, Treasury, Finance or a closely related discipline within a regulated financial services environment.
• 6–8 years of experience contributing to and leading or coordinating one or, ideally, more of bank ICAAP, ILAAP, Recovery and Resolution Plans (RRP) and Solvent Wind Down Plans (SWDP).
• Expert-level understanding of current and evolving regulatory expectations for capital and liquidity adequacy assessment processes in the UK.
• Commercial sensitivity and judgement to optimise risk-adjusted returns on capital and liquidity.
• Strong practical knowledge of capital and liquidity adequacy, stress testing, recovery and resolution planning, solvent wind-down planning and contingency actions.
• Strong analytical skills.
• A control-minded approach.
• The confidence to challenge constructively and influence senior stakeholders.
• The ability to work in a dynamic, technology-driven organisation with multiple product lines, different jurisdictions and evolving governance structures.
• Excellent written and verbal communication skills.

Nice to have

• Experience working through periods of major change or bank builds
• Experience in payments, e-money, banking, lending or another technology-enabled regulated financial services business.
• Experience working with UK and/or European prudential regulators and regulatory submissions.
• Experience building or enhancing prudential frameworks during periods of significant organisational or regulatory change.

Benefits

• Flexible working hours
• Physical and mental health support through WellHub including free access to over 1,500 gyms in the UK, 1-1 therapy, meditation sessions, and digital fitness and nutrition apps
• Extended and improved maternity and paternity leave choices
• Cycle-to-Work Scheme
• Health and Life Insurance
• Pension Scheme
• 25 days of Annual Leave (plus Bank Holidays)
• Office snacks every day

About the company

Teya is building a financial platform for local businesses across Europe. The company provides simple tools, thoughtful design and real human support to help members run their business with confidence.