Business Analyst

The role

You will measure and forecast the economic value of products across credit, acquiring, and business accounts. You will build models, conduct analyses of customer behavior, and design experiments to inform pricing and investment decisions.

What you will do

• Build and maintain Net Present Value, unit economics, and customer lifetime value models.
• Conduct in-depth analyses of customer behaviour and product performance.
• Design, implement, and analyse experiments to validate hypotheses.
• Develop and monitor key metrics and dashboards.
• Collaborate cross-functionally with Product, Finance, Marketing, and Engineering.
• Conduct investigative analysis to identify data gaps and model limitations.
• Create presentations and documentation to translate findings into actionable recommendations.

Required qualifications

• 1 year + in business/credit analytics, valuations, credit risk, customer analytics, or strategy in financial services, lending, or a similarly data-driven environment.
• Bachelor’s degree in a quantitative field such as Mathematics, Physics, Statistics, Economics, or a related discipline.
• Proficiency in SQL for data extraction and manipulation.
• Excel and/or Python for modelling.
• Demonstrated analytical problem-solving abilities.
• Excellent communication skills.
• Self-directed and comfortable with ambiguity.
• Collaborative mindset with experience working in cross-functional teams.

Nice to have

• Advanced degree
• Familiarity with lending economics is a plus — expected loss, risk-adjusted returns, cohort repayment curves

Benefits

• Flexible working hours
• Physical and mental health support through WellHub (free access to 1,500+ gyms, 1-1 therapy, meditation, and digital fitness/nutrition apps)
• Extended and improved maternity and paternity leave choices
• Cycle-to-Work Scheme
• Health and Life Insurance
• Pension Scheme
• 25 days of Annual Leave (plus Bank Holidays)
• Office snacks every day
• Friendly, comfortable, and informal office environment

About the company

Teya is building a financial platform for local businesses across Europe. The company provides simple tools, thoughtful design, and real human support to help merchants run their businesses.