Senior Finance Lead, Credit Card

The role

You will be the embedded finance lead for the Credit Card business unit. You will own the P&L, drive forecasting and unit economics, and act as a financial thought partner to product, credit, risk, and marketing leadership.

What you will do

• Own the Credit Card P&L
• Drive monthly forecast-vs-actual process, variance analysis, and financial reporting
• Serve as the primary point of contact between Finance and Credit Card leadership
• Build and maintain the Credit Card unit economics model
• Lead Credit Card-specific inputs to annual planning and quarterly re-forecasts
• Partner with Credit, Product, and Marketing to size and evaluate new initiatives
• Translate model and portfolio performance into financial terms for leadership
• Identify risks and opportunities and bring recommendations to leadership
• Identify and implement opportunities to use AI tools to accelerate workflows
• Build and maintain dashboards and automated reporting

Required qualifications

• 6+ years of experience in strategic finance, FP&A, bizops, management consulting, or investment banking
• Demonstrated track record of owning a P&L or business unit's financial narrative at a senior level
• Strong unit economics and financial modeling skills
• Comfortable with SQL
• Hands-on experience using AI tools to drive efficiency gains in financial analysis or reporting
• Proven ability to build trust and influence with non-finance BU leaders
• Get-it-done mindset
• Strong strategic thinking and ability to structure ambiguous problems independently
• Excellent verbal and written communication skills

Nice to have

• lending, credit card, or consumer finance experience
• experience with Databricks and/or Aleph
• Advanced degree (MBA or related)
• experience working across international markets or with global/multi-currency businesses

Benefits

• WFH office reimbursement
• Competitive compensation packages
• Generous equity
• Flexible health plans at every premium level
• Substantial subsidies that stand up to global standards
• Direct exposure to leadership team
• Paid global onsites twice yearly

About the company

Tilt uses mobile-first products and machine learning-powered credit models to create a new credit system. They aim to expand access to fair credit for millions of customers worldwide.