Principal Product Manager, Global Payments Platform and Controls

The role

You will own the systems and strategy for Zip's global payments infrastructure. You will drive product development for bank integrations, payment provider partnerships, payout management, and payment routing. You will also manage payment controls including risk, fraud prevention, and compliance.

What you will do

• Own the payments platform strategy and roadmap
• Drive product strategy to reduce payment risk using AI-powered fraud detection
• Own bank account verification to expand provider coverage and geographic reach
• Lead payments onboarding automation to reduce manual operational overhead
• Define product strategy for payment method management
• Lead payments platform modernization to expand payment rails and payout capabilities
• Drive currency localization across Zip
• Collaborate with engineering and design to define requirements and deliver payment capabilities

Required qualifications

• 6+ years of product management
• 10+ years of overall professional experience
• Experience working on payments infrastructure, fintech, bank integrations, risk/fraud, or financial compliance
• Ability to break down complex payment and risk problems into structured components
• Technical fluency to partner with engineering on integration architectures, API design, payment processing systems, and data-driven risk systems
• Ability to lead cross-functional initiatives and influence without authority
• Strong analytical skills and comfort using data to drive product decisions
• Exceptional written and verbal communication skills
• Bias to action
• Comfort with ambiguity

Benefits

• Start-up equity
• Health, vision & dental coverage options
• Catered breakfast, lunch, & dinner
• Flexible PTO
• ClassPass membership
• Monthly commuter benefit
• Team building events & happy hours
• Home office stipend
• Phone/internet reimbursement
• Paid parental leave
• Employee Assistance Program (EAP)
• Unlimited AI token usage

Before you apply

• Zip uses AI-enabled tools to assist in screening and assessing candidates, including resume review and interview documentation

About the company

Zip is the AI platform for enterprise procurement. The company has raised $371 million and is used by enterprises including T-Mobile, OpenAI, and AMD.