Senior Product Analyst - Credit Products

The role

You will work with credit product teams to shape credit product and risk decision making. You will extract insights from complex data sets to drive lending strategy.

What you will do

• Utilise advanced analytics to derive meaningful insights from complex data sets.
• Analyse lending product performance, identify trends, and provide actionable recommendations.
• Monitor and optimise key performance indicators related to credit risk.
• Develop strategies to mitigate risk while supporting business growth.
• Work with product managers and developers to inform the development of new credit products.
• Use data-driven insights to influence product strategy and design.
• Prepare comprehensive reports and presentations for senior management and stakeholders.
• Communicate findings and recommendations clearly.
• Stay abreast of industry trends and advancements in data analytics tools and methodologies.
• Seek ways to improve data analysis processes and credit product offerings.

Required qualifications

• 4+ years of experience working as a credit focused analyst or data scientist at a fintech or bank.
• Expert SQL proficiency.
• Ability to navigate complex data warehouse relationships.
• Self starter who takes initiative.
• Ability to operate with a high degree of independence.
• Ability to deal with ambiguity and competing objectives in a fast paced environment.

Benefits

• Competitive salary
• Vitality Health Insurance
• Employee Assistance Programme
• 12 casual & 15 Privilege leaves
• Professional L&D budget per year
• Spacious office in Hitechcity with all day snacks
• 24 hours paid volunteering time off per year
• Hybrid working
• Sabbatical leave

About the company

Tide helps SMEs save time and money by offering business accounts, banking services, and administrative solutions. The company supports over 2 million members globally across the UK, Germany and France.