Senior Product Manager, Lending

The role

You will lead Toast's lending efforts as part of the Embedded Finance team. You will identify, prioritize, and build financial products and features to help restaurant owners access funding.

What you will do

• Own the product roadmap for Toast Capital.
• Work with cross functional teams to support ideation, design, development, launch and support of products.
• Create and present business cases and business models for new product investments.
• Measure and quantify success of product launches.
• Write technical and non-technical user stories, define requirements, workflows, and wireframes.
• Manage the backlog of an established engineering team.
• Define roadmap requirements and facilitate agile ceremonies.
• Communicate and collaborate with technical counterparts and business-oriented stakeholders.
• Interface with restaurant customers directly to get feedback on product opportunities.

Required qualifications

• 5+ years of product management experience with a track record of driving strategy, execution, and impact for B2B products
• Experience managing products from their early inception to measurable post-launch success
• A track record of strong execution, delivering speed and quality
• Ability to design innovative financial products, experiment for user experiences, drive risk model improvements, build risk and operations tooling, and develop a scalable platform
• Strong written and verbal communication skills
• High EQ and skill at building and maintaining relationships with engineering and design teams
• Strong ability to turn data into actionable insights and customer outcomes
• Proven ability to influence across teams and drive alignment in ambiguous, high-impact spaces
• Comfortable with data analysis tools like SQL

Nice to have

• First-hand experience with lending
• Experience working fast-growing teams & hyper-growth companies
• Experience delivering products powered by machine learning models
• Experience incorporating legal & regulatory oversight into consumer or business products

Benefits

• Cash compensation (overtime, bonus/commissions if eligible)
• Equity
• Benefits

Before you apply

• Complete interviews and assessments on your own, without real-time AI tools, recording, or transcription bots, unless told otherwise in advance.

About the company

Toast creates technology to help restaurants and local businesses succeed in a digital world. The Fintech team works to help restaurants make dealing with money easier.