Toast
Principal Fraud Analyst (Data Science), Digital Payments Fraud Strategy US
Remote US. Posted 11 days ago
The role
This Principal Analyst will own the analytical strategy for assessing and mitigating fraud risk for digital transactions. The role involves defining risk frameworks and driving actionable insights across the Fintech ecosystem.
What you will do
- Lead the definition and evolution of risk frameworks across the digital payments landscape, with a focus on guest fraud.
- Design, develop, and own core fraud and risk metrics.
- Partner with internal stakeholders to translate analytical insights into scalable solutions.
- Evaluate, integrate, and manage external data sources.
- Define data requirements and partner with engineering to build and maintain production-grade data pipelines.
- Act as a thought leader in fraud analytics, setting best practices for measurement and risk modelling.
Required qualifications
- 6–8 years of experience in data analytics, payments risk and fraud
- Very strong SQL and Python skills
- Proficiency with analytical tools
- Ability to analyze large, complex datasets to extract actionable insights
- Experience owning ambiguous problem spaces and translating them into clear analytical frameworks and measurable outcomes
- Exceptional communication skills
- Track record of influencing cross-functional stakeholders and executive leaders
- Ability to thrive in a dynamic, fast-paced environment with competing priorities
- Strategic thinker with high intellectual curiosity and a passion for driving impact
Nice to have
- fintech experience is a plus
Benefits
- cash compensation (overtime, bonus/commissions if eligible)
- equity
- benefits
Before you apply
- Complete interviews and assessments on your own, without real-time AI tools, recording, or transcription bots, unless told otherwise in advance.
About the company
Toast creates technology to help restaurants and local businesses succeed in a digital world. The company builds an all-in-one restaurant platform to help businesses operate, increase sales, engage guests, and keep employees happy.