Senior Risk Analyst

The role

You will identify, assess, and manage risks for a growing multi-jurisdictional payments business. You will lead risk assessment activities, challenge controls, and provide actionable insights to protect customer funds and support business growth.

What you will do

• Lead and coordinate the Risk & Control Self-Assessment (RCSA) process
• Maintain the corporate risk register
• Execute or coordinate independent control testing
• Execute detailed risk impact analyses for business adjustments or regulatory mandates
• Model potential tail-risk events through scenario analysis and stress testing
• Translate risk insights into dashboards and reports for the Board and committees
• Conduct end-to-end risk assessments for new payment features
• Evaluate structural risk of payment flows for compliance
• Perform risk assessments on critical third-party product dependencies
• Maintain customer risk segmentation and monitor customer portfolio health

Required qualifications

• Experience in risk management (Second Line of Defence) within a regulated payment institution, Electronic Money Institution (EMI), or fintech
• Proven track record of independently running RCSA cycles
• Proven track record of conducting product risk reviews
• Proven track record of designing customer risk matrices
• Strong familiarity with European and UK payment regulations, including PSD2/PSD3, FCA operational resilience guidelines, and safeguarding requirements
• Advanced Excel skills
• Bachelor’s degree in Risk Management, Finance, Business, Law, or a related analytical discipline
• Comfortable operating within a matrixed, multi-jurisdictional risk and compliance function
• Confident presenting to Boards and Senior Management
• Fluent English, both written and spoken

Benefits

• Meaningful equity in the company
• Flexible hours and hybrid working
• 24 days holiday as standard with flexible bank holidays
• 12 fully-paid wellbeing days a year and birthday off
• 2 volunteering days
• 90 day work from abroad policy
• Generous parental leave
• Competitive pension contribution at 4% & 4%
• Private health insurance
• Membership of mental wellbeing platform Spill
• Annual learning & development budget
• Free lunch 3 days a week in the office

About the company

TrueLayer is Europe’s fastest-growing Pay by Bank network. They power payments by combining real-time bank payments with financial and identity data.