Manager, Capital Markets, HELOC

The role

This Manager will perform hands-on execution for institutional funding programs including warehouse facilities, forward flow whole loan sales, and securitizations. The role focuses on the HELOC product and involves managing day to day deal mechanics and reporting.

What you will do

• Serve as primary or backup execution support on lending products
• Own day to day mechanics of deal execution
• Support warehouse and ABS reporting as a backup owner
• Review and help negotiate legal documentation for structured finance transactions
• Analyze collateral performance using Excel, SQL, and Tableau
• Coordinate with Institutional Sale and Investor Ops stakeholders
• Work cross-functionally to support balance sheet management and data integrity
• Support onboarding of new institutional investors and counterparties
• Take on ownership of ad hoc projects

Required qualifications

• 4 + years of experience in capital markets, asset-backed finance, or a related consumer lending function
• Familiarity with consumer lending and credit underwriting
• Familiarity with asset-based/structured finance more broadly (warehouse facilities, forward flow, and/or ABS)
• Proficient in Excel
• Execution-oriented
• Strong written and verbal communication skills
• Highly organized
• Detail-oriented
• Strong client service skills

Nice to have

• SQL and/or Tableau experience

Benefits

• Competitive salary and stock option plan
• Medical, dental and vision insurance with employer paid options
• Flexible PTO
• Competitive 401(k) and RRSP program
• Opportunities for professional growth and development
• Paid parental leave
• Health & wellness initiatives

About the company

Upgrade helps customers move in the right direction with affordable and responsible financial products. Since 2017, they have helped over 7.5 million customers access over $42 billion in consumer credit.