Director, Accounting

The role

You will own the accounting function and build the insurance accounting system at WithCoverage. This includes premium trust accounting, commission revenue recognition, the month-end close, and financial reporting. You will report to the Head of Finance.

What you will do

• Own the premium trust: reconcile client funds to the bank and track them to the customer and policy level
• Design and operate carrier reconciliation as a recurring control, including clearing the current backlog of unapplied carrier payments
• Establish fiduciary liability accounting for premiums payable to carriers and return premiums payable to insureds
• Build commission revenue recognition under ASC 606, including policy-level schedules and reconciliation against carrier statements
• Own the monthly close and GAAP financial statements, including the transition from cash to accrual basis
• Review journal entries, balance sheet reconciliations, and accruals prepared by the bookkeeper
• Own the compliance calendar: surplus lines taxes, 1099s, and state filings
• Design the policy-level subledger and how it feeds the general ledger
• Automate recurring work such as statement reconciliations, remittance matching, unapplied cash, and refund tracking
• Document accounting policies and build the evidence trail to get the company audit ready for 2027

Required qualifications

• CPA
• 7+ years of progressive accounting experience, including Big 4 public accounting and an in-house role at a high-growth company
• Experience working a month-end close
• Strong command of US GAAP, with experience applying ASC 606 to a business with variable and multi-stream revenue
• Experience with QuickBooks, NetSuite, or a similar general ledger
• Ability to automate recurring work
• Comfort operating in ambiguity and scope
• Clear communication of technical accounting to non-accountants
• Comfort pushing back when you disagree

Nice to have

• Knowledge of brokerage accounting (trust funds, agency vs direct bill, commission and return commission, premium finance), or the ability to learn it fast

Benefits

• Competitive compensation that includes equity
• Medical, dental, vision, life, and disability benefit plans
• Pre-tax accounts: FSA, HSAs, dependent care FSAs, commuter savings
• 401(k) through Human Interest
• Flexible time off, sick leave, family and medical leave, and major national holidays
• A curated in-office employee experience

Before you apply

• The posting says the expected pay range applies to candidates based in the United States
• Plus if you know brokerage accounting, but the posting says most strong candidates will not have it

About the company

WithCoverage replaces the traditional insurance brokerage with AI-supported risk management built on proprietary technology. It works with over one thousand high-growth companies and has raised over $43M from investors including Sequoia, 8VC, Khosla Ventures, and Crystal Venture Partners.