Sr. BSA/AML Investigator

New York, NY; Palo Alto, CA. Posted a month ago

The role

You will independently investigate complex AML alerts and cases, including payment flows and user behavior. You will prepare and recommend Suspicious Activity Reports and conduct Enhanced Due Diligence on high-risk users. You will also mentor junior team members.

What you will do

Independently investigate and resolve complex alerts and cases from transaction monitoring systems
Prepare, review, and recommend filing of Suspicious Activity Reports (SARs)
Assist with KYC and onboarding matters as required
Conduct Enhanced Due Diligence on high-risk users and transactions
Perform periodic reviews of customer risk profiles and recommend risk rating adjustments
Assist in tuning transaction monitoring rules to reduce false positives
Mentor junior team members on investigation techniques and regulatory requirements
Collaborate with Product, Risk, and Legal on compliance initiatives and new product launches
Maintain expertise in BSA/AML/OFAC regulations, FinCEN guidance, and payment financial crime trends

Required qualifications

4+ years of hands-on experience in AML

Nice to have

AML experience in fintech or banking
Familiarity with financial crime risks in digital payments, money transmission, wallets, or peer-to-peer platforms
Proven experience preparing and filing SARs, including well-structured narratives
In-depth knowledge of BSA, USA PATRIOT Act, OFAC sanctions, and related requirements
Familiarity with regulators such as FinCEN and FATF, with practical experience navigating their guidelines
Ability to drive operational changes and collaborate across global teams
Strong analytical, problem-solving, and independent working skills
Excellent verbal, written, and presentation skills
AML certifications such as CAMS or CGSS

Benefits

Equity
Comprehensive medical, vision, and dental coverage
401(k) retirement plan
Short and long-term disability insurance
Life insurance
Various discounts and perks

Before you apply

Applicant must be a U.S. citizen or national, U.S. lawful permanent resident, refugee under 8 U.S.C. § 1157, or asylee under 8 U.S.C. § 1158, or be eligible to obtain the required authorizations from

About the company

SpaceXSI is building Super Intelligence, including Colossus supercomputers and Grok models, with applications such as Grok Bot, Grok Build, Grok Imagine, Grok Voice, and X. It is an equal opportunity employer.