Regulatory & AML Compliance Manager, Singapore

The role

You will own regulatory and AML/CFT compliance for Xendit in Singapore. You will work with senior leadership, Product, Engineering, Risk and Commercial teams to turn complex regulatory requirements into practical, scalable controls.

What you will do

• Continuously strengthen adherence to applicable MAS requirements, including the Payment Services Act and FSMA
• Lead regulatory engagement, including license applications, variations, submissions and supervisory examinations
• Assess regulatory developments in Singapore and APAC and turn them into business and operational requirements
• Oversee and enhance the AML/CFT compliance framework
• Oversee enhanced due diligence, transaction monitoring, sanctions screening and suspicious transaction reporting workflows
• Partner with operational teams to improve financial crime controls
• Translate regulatory obligations into scalable processes, technology-enabled controls and governance frameworks
• Draft, update and implement local compliance policies and SOPs
• Act as a compliance partner to Product, Commercial and senior leadership on new products and partnerships

Required qualifications

• Bachelor's degree
• 7+ years of experience in regulatory compliance, AML/CFT or financial crime risk management in regulated financial services, payments or fintech
• Deep understanding of AML/CFT frameworks, customer due diligence, transaction monitoring and sanctions screening
• Strong recent and working knowledge of Singapore's regulatory environment, including MAS requirements for licensed Major Payment Institutions
• Sound commercial judgment
• Ability to translate complex regulatory requirements into practical operational controls
• Excellent stakeholder management and communication skills
• Comfortable operating independently in a fast-moving environment
• Excellent time management and organizational skills
• Experience implementing or working with transaction monitoring systems and compliance tools

Nice to have

• Experience in a high-growth fintech, payments infrastructure or technology-led financial services business
• Track record of building, scaling or transforming compliance frameworks
• Familiarity with payment acceptance, acquiring, cross-border payments, payouts, e-money or platform payment models
• Experience partnering with Product, Engineering or Data teams on technology-enabled compliance controls
• Exposure to compliance automation, RegTech, AI-enabled workflows or transaction monitoring systems
• Experience operating across multiple APAC jurisdictions
• Relevant certifications such as CAMS, ICA or equivalent

Before you apply

• A second area of technical specialization is a bonus, such as payments infrastructure, compliance engineering, data analytics, or building transaction monitoring systems

About the company

Xendit is an enterprise payments platform offering payment processing, global payouts, localized FX, identity compliance and fraud protection across Southeast Asia and global markets. It serves platforms such as Meta, Traveloka, ByteDance, Wise and Grab.