MLRO Thailand

The role

You will be the appointed MLRO for Xendit Thailand, responsible for the AML/CFT, sanctions and financial crime compliance framework. You will be the main contact with AMLO, law enforcement and regulators such as the Bank of Thailand.

What you will do

• Act as appointed MLRO and point of contact to AMLO
• Develop and enhance AML/CFT, sanctions, fraud and financial crime policies
• Perform enterprise-wide AML/CFT risk assessments
• Lead regulatory inspections, audits and information requests
• Advise on AML/CFT for new products such as payments, payouts, remittance, QR and cross-border services
• Prepare AML/CFT MI reports, KRIs and Board reporting
• Lead remediation of audit and regulatory findings
• Oversee AML/CFT training and compliance culture
• Oversee CDD, EDD, ongoing monitoring and customer risk rating
• Review STR investigations and prepare STRs and filings to AMLO

Required qualifications

• Bachelor's degree in Law, Finance, Business, Risk Management, Compliance or related discipline
• At least 8 years' experience in AML/CFT, financial crime or regulatory compliance in banks, payment providers, fintech or financial institutions
• Experience engaging directly with AMLO or other financial regulators
• Strong knowledge of the Payment Systems Act, AMLO AML/CFT requirements, sanctions obligations and FATF standards
• Strong regulatory judgement and risk management mindset
• Excellent stakeholder management and communication skills
• Commercially minded while keeping regulatory independence
• Ability to work in a fast-paced fintech environment
• High integrity and sound ethical standards

Nice to have

• Professional certification such as ACAMS, ICA or equivalent

Before you apply

• Regulatory engagement with AMLO and other financial regulators is required

About the company

Xendit is an enterprise payments platform offering payment processing, global payouts, localized FX, identity compliance and fraud protection across Southeast Asia and global markets. It describes itself as backed by top-tier global investors and serving platforms including Meta, Traveloka, ByteDance, Wise and Grab.