Banco de Talentos de Operações

The role

You will support the daily operations of XP Inc., covering financial products, bank accounts, credit and cards, client operations, insurance and offshore activities, or middle-office controls. The work is for a talent pool open to junior, mid-level and senior profiles.

What you will do

• Run routines for fixed income, variable income, COE and structured products, FX, credit and brokerage: registration, settlement, custody, reconciliations, controls and regulatory compliance.
• Handle bank account opening and maintenance, registrations, transactions, credit approval and collection, card transactions, disputes, reversals, billing and operational risk monitoring.
• Manage client formalization, collateral registration and management, pending items, client services and corporate powers.
• Support insurance products (consortium, pension, life and mass insurance) and international operations, including FX for investments, offshore settlement and custody, and partner reconciliations.
• Act as the link between front office, back office, risk and compliance, with controls, reconciliations, risk analysis and validation of operations.
• Build reports and indicators and support new products and automation projects.

Required qualifications

• Degree in Business Administration, Economics, Accounting, Engineering, Mathematics, Statistics, Law, International Relations or related fields, or proven experience in financial, banking or financial
• Analytical skills and attention to detail, especially in controls, data checks, reconciliations and exception handling.
• Intermediate Excel skills (data handling, formulas, pivot tables, filters).
• Good communication and ability to work in a team with different areas and profiles.
• Organization, sense of urgency and good priority management.
• Alignment with the XP culture: ownership mindset, focus on results and continuous improvement.

Nice to have

• Direct experience in one or more operations fronts: financial products, bank operations, client operations, insurance, offshore, or middle/controls.
• Experience with clearing houses, custodians, registrars and other financial market entities.
• Knowledge of regulation applicable to the financial and banking market.
• Experience with data analysis tools such as Power BI or SQL.
• Intermediate or advanced English.
• Financial market certifications such as CPA-10, CPA-20, PQO or CGA.

Benefits

• Health insurance
• Dental insurance
• Wellhub (Gympass) and Zenklub
• Life insurance
• iFood benefits (flexible meal and food allowance)
• Transportation voucher
• New Value benefits club
• Parental leave: 6 months maternity, 20 days paternity
• Childcare allowance
• Exclusive investment funds
• Investment advisory
• XP Visa Infinite card with no annual fee

Before you apply

• The hiring process includes a Mindsight cultural fit test and a Predictive Index logical reasoning test.
• This is a talent pool, so it may not correspond to an open position right now.

About the company

XP Inc. is one of Brazil's largest independent financial institutions, owner of the XP, Rico, Clear, XP Educação and InfoMoney brands. It reports over 4.6 million active clients and more than R$ 1.1 trillion in assets under custody.