Assistant Controller

The role

You will lead the accounting for funding structures and SPVs, from Day 1 transaction execution through recurring close and reporting. You will also own key controls and support the US GAAP audit process as Zip's US funding operations grow.

What you will do

• Own end-to-end accounting for funding structures and SPV legal entities, including chart-of-accounts design, journal entries, recurring close, reconciliations and financial statement support.
• Lead the accounting workstream for new securitizations and funding transactions, from Day 1 execution through post-close stabilization.
• Own recurring trustee, investor and lender reporting support.
• Design, document and operate internal controls for funding and SPV accounting; drive remediation and support SOX, internal audit and external audit.
• Protect the quality and timeliness of the US month-end close, including journal entries, balance-sheet substantiation and fluxes.
• Support the US GAAP audited financial statement process, including disclosures, audit schedules and technical accounting documentation.
• Oversee and review treasury, payroll and compensation-related accounting, including reconciliations and controls.
• Coordinate with Treasury, Legal, Finance Systems, Credit Risk, Banking/Funding teams and Audit on change, incidents and reporting.
• Drive process standardization, documentation and automation across controllership.
• Act as senior accounting subject-matter expert on new products, business changes and complex transactions.

Required qualifications

• 7+ years of progressive Accounting or Finance experience, including controllership, audit, complex month-end close, financial reporting and balance-sheet ownership.
• Strong knowledge of US GAAP and accounting and financial principles.
• CPA or CA qualified.
• Hands-on experience with structured finance, securitization, SPVs, funding facilities or similar legal-entity accounting.
• Demonstrated experience designing, documenting and operating internal controls, including SOX environments and audit coordination.
• Ability to translate transaction terms and business requirements into accounting conclusions, journal-entry logic and reconciliations.
• Proven ability to lead complex cross-functional work and influence stakeholders at multiple management levels.
• Strong analytical skills and attention to detail, with intermediate-to-advanced Excel skills and systems aptitude.
• Comfort with ambiguity and limited precedent; able to manage multiple competing priorities.
• Clear alignment with Zip's core values.

Nice to have

• IFRS knowledge.
• Big 4 audit experience.
• Experience in financial services, fintech, private credit or capital markets.

Benefits

• Flexible working culture
• Incentive programs
• Unlimited PTO
• Generous paid parental leave
• Family support policies
• Company-sponsored 401k match
• Learning and wellness subscription stipend
• Casual dress code at Union Square office
• Employer-sponsored insurance for you and your dependents, with several 100% Zip-covered choices

Before you apply

• Visa sponsorship is not available for this position.
• Zip participates in the federal government's E-Verify program.
• Base salary is individualized based on factors including experience, skills, location and internal equity.

About the company

Zip Co Limited (ASX: ZIP) is a digital financial services company offering point-of-sale credit and digital payment services. It operates in Australia and New Zealand and the US.