Senior Risk and Compliance Manager

The role

You will be a trusted Line 2 risk partner at Zip Australia, covering enterprise risk and compliance, governance and reporting, third party risk management and operational resilience. You will report to the Director, Risk and Compliance, and help mature risk frameworks and turn regulatory requirements into practical guidance.

What you will do

• Support governance across key risk and compliance forums with clear, timely reporting
• Analyse incidents, issues and complaints to identify trends, weaknesses and emerging risks
• Help evolve enterprise risk and compliance policies and frameworks, with Line 2 oversight of implementation
• Strengthen governance of risk and compliance artefacts
• Build, implement and monitor the Third Party Risk Management program for Zip Australia
• Oversee third party risk assessments and performance, and advise on remediation
• Develop measures and reporting on third party risk performance
• Monitor regulatory expectations on third party risk and translate changes into actions
• Support operational resilience through critical operations assessments, scenario analysis and testing
• Contribute to business continuity and crisis management frameworks

Required qualifications

• Significant experience across enterprise risk, operational risk or compliance in financial services, fintech or another highly regulated environment
• Practical knowledge of risk governance, including risk committees, senior stakeholder engagement and regulatory interactions
• Experience designing, implementing or operating enterprise or third party risk management frameworks
• Practical knowledge of operational resilience, business continuity and crisis management
• Strong understanding of risk and control concepts, regulatory expectations and contemporary risk practices
• Experience conducting risk assessments and control reviews, and incident, issue and risk reporting
• Strong analytical and critical thinking skills
• Clear and influential written and verbal communication, including risk reporting for senior stakeholders
• Ability to operate independently, navigate ambiguity and manage competing priorities
• A mindset that embraces AI and new tools
• An aptitude for identifying and managing risks
• Alignment with Zip's values: Customer First, Own It, Stronger Together and Change the Game

Nice to have

• Relevant tertiary qualifications in finance, business, law or a related discipline

Benefits

• 25 days paid leave annually, including birthday leave and quarterly wellbeing days
• 16 weeks paid parental leave for primary carers, and 4 weeks for supporting carers
• Family support policies including miscarriage bereavement leave and domestic violence leave
• $299 annual wellbeing allowance
• Free access to the Sonder wellbeing platform for you and family members
• Discounted private health insurance
• Discounted fitness sessions through ClassPass
• 2 days paid volunteering leave, 2 days study leave and 2 days religious or cultural leave per year
• Fee free Zip products and discounts with Zip merchant partners in Australia
• Team social events, free daily breakfast and weekly free lunches in Sydney
• Flare Benefits Hub and Novated Leasing access

Before you apply

• The posting says candidates who meet only some of the desirable attributes are still encouraged to apply

About the company

Zip Co Limited (ASX: ZIP) is a digital financial services company offering point of sale credit and digital payment services. It operates in Australia and New Zealand and the US.