Staff Data Scientist

The role

You will own the analytical strategy for a new Zip product, acting as the senior analytics partner from early exploration through scaled adoption. You will build new AI/ML models using bank transaction data and mentor other data scientists.

What you will do

• Own the analytical strategy for the new product initiative as senior analytics partner
• Define insights, measurement frameworks and analytical foundations for product strategy, investment and risk decisions
• Design and build new AI/ML models using bank transaction data
• Explore open-ended problems within bank transaction and other data sources
• Rapidly experiment, build and iterate on proofs of concept
• Establish evaluation frameworks and criteria for what should scale, change or stop
• Provide technical direction to other data scientists and delegate defined components
• Assist with test designs that produce data for future model versions
• Work with engineering teams to make solutions scalable and stable in production
• Act as primary technical owner and point of contact for the model family, advising senior stakeholders

Required qualifications

• Advanced degree in a quantitative field (e.g., Mathematics, Physics, Social Science, Computer Science)
• 7+ years of experience in Data Science (can include PhD work)
• 4+ years of experience in Data Science in Financial Services
• Self-starter mentality with strong problem-solving and research skills
• Solid grasp of probability, statistics and applied research methods
• Experience working with cashflow data (e.g., Plaid, MX, Finicity)
• Proficiency in Python and SQL
• Experience with Neural Networks, LLMs and GenAI
• Proven track record managing large-scale projects end-to-end
• Ability to thrive in a fast-paced, multi-tasking environment

Nice to have

• PhD
• Hands-on experience with Spark/PySpark
• Experience with credit and/or fraud risk

Benefits

• Flexible working culture
• Incentive programs
• Unlimited PTO
• Generous paid parental leave
• Family support policies
• Company-sponsored 401k match
• Learning and wellness subscription stipend
• Employer-sponsored insurance for you and your dependents, with several 100% Zip-covered choices
• Casual dress code at Union Square office

Before you apply

• Visa sponsorship is not available for this position
• Employment is at-will
• Zip participates in the federal government's E-Verify program

About the company

Zip Co Limited (ASX: ZIP) is a digital financial services company offering people-centered products. It operates in Australia and New Zealand and the US, providing point-of-sale credit and digital payment services.