Senior Analyst

The role

Senior Analysts in the Risk & Analytics organization own the entire analytical lifecycle to translate data into business strategy. You will work across the customer and merchant lifecycle to optimize products, mitigate risk, and influence decisions across technical and non-technical teams.

What you will do

• Leverage advanced data analytics to develop and optimize business, risk, or growth strategies.
• Monitor portfolio performance and macroeconomic trends to adjust strategies.
• Partner with Engineering and Machine Learning teams to design and interpret performance metrics.
• Collaborate with Product, Legal, and Compliance teams to translate regulatory requirements into analytical policy.
• Oversee the development and execution of analytical frameworks.
• Drive cross-functional discussions for new product launches and market entries.
• Engage with external stakeholders to align practices and strengthen strategic relationships.
• Build repeatable AI-assisted workflows.
• Mentor junior analysts on technical craft and domain nuances.

Required qualifications

• 2–5 years of proven experience in an analytically driven role within the consumer lending, credit, or fintech industry.
• Degree in Data Science, Computer Science, Engineering, Economics, or a related quantitative field.
• Advanced proficiency in SQL, Python, or other scripting languages.
• Deep expertise in data mining, data visualization, and statistical modeling.
• Experience applying machine learning techniques to business or risk management problems.
• Proven experience leading cross-functional initiatives between Product, Legal, Compliance, and Engineering.
• Strong understanding of consumer lending regulations, regional market dynamics, and the broader economic landscape.
• Ability to translate complex regulatory and economic insights into actionable strategies.
• Exceptional communication skills to influence senior stakeholders.

Benefits

• 100% subsidized medical coverage for employees and dependents
• Dental and vision coverage for employees and dependents
• Monthly stipends for tech setup, health, and wellness
• Flexible time off
• Generous holiday calendars
• Employee stock purchase plan (ESPP)

Before you apply

• Candidates will go through a shared interview process to assess core skills for multiple potential team placements.

About the company

Affirm provides a clear, predictable way to pay over time with no hidden fees, no surprises, and no tradeoffs. The Risk & Analytics team partners across the organization to grow the business responsibly by optimizing approval, conversion, losses, and profitability.