Compliance Manager, Card

The role

You will own compliance advisory for the Affirm Card program. You will partner with Product, Engineering, and Operations to ensure card features are compliant across marketing, onboarding, disputes, and servicing.

What you will do

• Own end-to-end compliance advisory for the Affirm Card program
• Review and approve Affirm Card marketing, disclosures, and UX
• Lead root-cause analysis and remediation for Card compliance issues
• Partner with Compliance Testing, Legal, and Risk to support regulatory exams and bank partner audits
• Maintain and contribute to the Card program's compliance risk assessment and control inventory
• Develop and maintain compliance training and reference materials
• Serve as the compliance expert on new and evolving Card features

Required qualifications

• 8+ years of experience in a compliance advisory role within financial services with a Bachelor's degree
• 6+ years of experience with a Master's degree
• 3+ years of experience with a PhD
• Deep working knowledge of EFTA (Reg E) and TILA (Reg Z)/CARD Act
• Demonstrated track record of operating independently in ambiguous, fast-paced environments
• Experience owning issues from root-cause analysis through sustainable remediation
• Experience advising and building credibility with Product, Engineering, and Operations stakeholders on a card, lending, or payments program
• Strong verbal and written communication skills
• Self-directed with strong strategic thinking and problem-solving skills

Nice to have

• compliance certifications
• familiarity with TISA (Reg DD) and UDAAP
• hands-on experience with card network rules (e.g., Visa, Mastercard)

Benefits

• 100% subsidized medical coverage for employees and dependents
• Dental and vision coverage
• Monthly stipends for tech setup, health, and wellness
• Flexible time off
• Generous holiday calendars
• Employee stock purchase plan (ESPP)

Before you apply

• Visa sponsorship is not available for this position

About the company

Affirm provides a clear, predictable way to pay over time with no hidden fees. The Legal, Compliance, and Public Affairs team helps Affirm scale and provides the foundation to deliver honest financial products.