Compliance Manager, Card

The role

You will own end-to-end compliance advisory for the Affirm Card program. You will partner with Product, Engineering, and Operations to ensure card features, marketing, and onboarding are compliant.

What you will do

• Own end-to-end compliance advisory for the Affirm Card program
• Review and approve Affirm Card marketing, disclosures, and UX
• Lead root-cause analysis and remediation for Card compliance issues
• Partner with Compliance Testing, Legal, and Risk to support regulatory exams and bank partner audits
• Maintain and contribute to the Card program's compliance risk assessment and control inventory
• Develop and maintain compliance training and reference materials
• Serve as the go-to compliance expert on new and evolving Card features

Required qualifications

• 8+ years of experience in a compliance advisory role within financial services with a Bachelor's degree (6+ years with a Master's degree, or 3+ years with a PhD, or equivalent)
• Deep working knowledge of EFTA (Reg E) and TILA (Reg Z)/CARD Act as applied to card products
• Familiarity with TISA (Reg DD) and UDAAP
• Demonstrated track record of operating independently in ambiguous, fast-paced environments
• Experience owning issues from root-cause analysis through sustainable remediation
• Experience advising and building credibility with Product, Engineering, and Operations stakeholders on a card, lending, or payments program
• Strong verbal and written communication skills
• Self-directed with strong strategic thinking and problem-solving skills

Nice to have

• compliance certifications a plus
• hands-on experience with card network rules (e.g., Visa, Mastercard) is a big plus

Benefits

• 100% subsidized medical coverage for employees and dependents
• Monthly stipends for tech setup
• Monthly stipends for health and wellness options
• Flexible time off
• Generous holiday calendars
• Employee stock purchase plan (ESPP)

About the company

Affirm provides a clear, predictable way to pay over time with no hidden fees. The Legal, Compliance, and Public Affairs team helps Affirm scale, innovate, and provide products for consumers, merchants, and partners.