Senior Trading Credit Risk Analyst (Margin & Options)

The role

You will execute daily risk surveillance, exception review, and escalation work for Margin and Options products. This role involves monitoring concentration, liquidity, and volatility risk while ensuring compliance with regulatory rules.

What you will do

• Perform daily reviews in Stream Credit Monitor to validate margin requirements, calls, and exceptions
• Monitor concentration, liquidity, and volatility risk across margin accounts
• Use Sterling Risk Monitor to assess intraday exposure, stress scenarios, and downside risk
• Track debit balance trends and accounts approaching liquidation thresholds
• Coordinate with the Trade Desk on liquidations
• Apply collateral treatment rules including haircuts on fixed income and other security types
• Run expiration-day and in-the-money reviews for assignment and exercise exposure
• Identify uncovered or at-risk options positions and escalate for resolution
• Support monitoring of OCC margin outputs and spread files
• Execute daily work in compliance with Regulation T, FINRA Rule 4210, and FINRA Rule 2360

Required qualifications

• 2+ years of experience in margin, credit risk, or brokerage risk operations at a broker-dealer, clearing firm, or custodian
• Working knowledge of Reg T, maintenance margin, PDT rules, and basic options mechanics
• Experience with exception reports and time-sensitive workflows
• Experience with platforms such as FIS Phase 3, Stream Credit Monitor (SCM), or similar credit systems
• Strong Excel skills
• FINRA Series 7 and Series 63 required

Nice to have

• Hands-on experience with margin calls, debit balances, or credit monitoring
• Exposure to OMS/risk tools such as Sterling
• SQL or Python
• Series 4
• Series 57, or willingness to obtain

Benefits

• Stunning, amenity-filled office spaces
• Competitive total compensation
• Premium healthcare, dental, and vision insurance plans (HMO and PPO)
• 401k savings plan with a 4% match and immediate vesting
• 16 week paid parental leave after one year of employment
• Professional growth and development opportunities
• Employee mobility program
• Annual L&D budget allocation
• Company perks program including discounts on pet insurance, fitness, cell phone plans, and travel
• Financial guidance program

About the company

Altruist is building an AI platform for wealth professionals to transform the wealth management industry. They partner with financial advisors nationwide to help them grow and deliver outcomes for clients.