Sr. Fraud Analyst

Betterment HQ - New York City. Posted 4 months ago

The role

You will be the analytical owner of customer risk rating, KYC, and fraud monitoring models. You will use data to design controls, build monitoring, and advise leadership on model performance and threats.

What you will do

Manage Fraud rule sets and controls
Set up and perform continuous rule performance monitoring
Utilize data analytics to refine rules and reduce false/positives
Design new rules to address emerging fraud patterns
Identify and remedy control gaps
Orchestrate fraud monitoring through full customer journey
Strengthen case management process
Partner with Engineering for data harvesting, analytics and rule implementation
Lead cross-functional projects
Identify, implement and assess vendor solutions

Required qualifications

3–5+ years in fraud prevention, analytics, and financial crime (fintech, banking, brokerage, or payments)
Direct experience with fraud patterns/controls (e.g., ATO, ACH/transfer, card fraud, KYC/KYB, synthetic identities)
Advanced SQL
Ability to frame analytical questions, design experiments, and interpret model/rule performance
Knowledge of KYC/AML, customer risk rating, and step-up auth/verification
Excellent communication
Demonstrated end-to-end project management skills

Nice to have

Familiarity with Fraud ecosystem (solutions, capabilities, challenges)

Benefits

Medical, dental, and vision coverage
Life and AD&D insurance
Short- and long-term disability
Infertility support
WPATH-aligned transgender health benefits
Employee Assistance Program (EAP)
Transit benefits
FSA and HSA options
Equity for all employees, including new hire and refresher grants
Flexible paid time off
Paid parental leave
Fully paid four-week sabbatical in your sixth year

Before you apply

Interview process includes 3-4 sets of meetings
May be asked to complete a case study exercise or technical assessments

About the company

Betterment is a technology-driven financial services company offering investing, savings, and retirement solutions. They are headquartered in NYC.