Senior Compliance Officer

The role

The Senior Compliance Officer will strengthen the second-line compliance function as the company expands and prepares for a banking license. You will manage regulatory change, compliance risk, policy development, and supervisory communication.

What you will do

• Monitoring regulatory developments and assessing impact on products, processes, and controls.
• Maintaining and improving compliance policies, procedures, and internal controls.
• Conducting compliance risk assessments, second-line monitoring, and follow-up on remediation actions.
• Advising business, product, legal, and management teams on regulatory and compliance matters.
• Preparing compliance opinions, management updates, and practical recommendations.
• Supporting communication with supervisory authorities and coordinating regulatory responses.
• Developing compliance training and awareness materials for employees.

Required qualifications

• Master’s degree in Law or an equivalent legal or regulatory background.
• At least 5 years of relevant experience in compliance, financial services, legal or regulatory advisory, internal control, or financial-sector supervision.
• Strong knowledge of Estonian and EU financial services regulation.
• Ability to interpret laws, supervisory guidance, and regulatory expectations.
• Hands-on experience drafting policies, procedures, compliance opinions, regulatory responses, and management-level summaries.
• Strong compliance risk assessment, monitoring, and control testing skills.
• Strong analytical skills, sound judgment, stakeholder management, prioritisation, and attention to detail.
• Excellent written and verbal Estonian and English.
• Proficiency in Estonian is required.

Nice to have

• Experience in consumer credit, fintech, banking, or credit providers.

Benefits

• Competitive salary
• 5 weeks of vacation
• Private healthcare compensation
• Hobby grant
• Mental healthcare support
• Share options

Before you apply

• Tackle a home task to showcase your skills.
• Complete personality and logic assessments.

About the company

Bondora is a financial technology company founded in 2008 that helps customers borrow and invest through digital products. The company is set to acquire a banking license to expand lending across more EU countries.