Deputy Chief Compliance Officer / Deputy BSA Officer, Builders Bank & Trust

The role

The Deputy Chief Compliance Officer supports the CCO/BSA Officer in designing and administering the compliance management system and BSA/AML program for Builders Bank. This role involves hands-on execution of BSA/AML controls, OFAC sanctions compliance, and regulatory change management for a proposed national trust bank.

What you will do

• Support the CCO/BSA Officer in establishing and maintaining the trust bank’s Compliance Management System
• Assist in designing, maintaining, and executing BSA/AML policies, procedures, and internal controls
• Support customer identification, due diligence, and ongoing customer risk rating processes
• Oversee day-to-day compliance operations related to transaction monitoring and FinCEN reporting
• Support OFAC sanctions screening and Travel Rule compliance
• Help implement and tune blockchain analytics tools
• Develop and maintain digital asset-specific AML typologies and escalation procedures
• Coordinate compliance monitoring and testing activities
• Support annual independent BSA/AML audit and compliance testing
• Assist with OCC examination preparation and remediation of supervisory findings

Required qualifications

• 7+ years in compliance, BSA/AML, financial crimes, or regulatory compliance at a federally supervised financial institution or similarly regulated financial services firm
• Strong working knowledge of BSA/AML program requirements, including CIP, CDD/EDD, SAR processes, transaction monitoring, OFAC sanctions screening, and regulatory reporting
• Experience supporting compliance programs subject to OCC, Federal Reserve, FDIC, FinCEN, or state banking regulator examination
• Familiarity with compliance management systems, compliance testing, issue management, regulatory change management, and Board-level reporting
• Experience with digital asset AML risks, blockchain analytics, virtual currency typologies, wallet screening, or Travel Rule compliance
• Demonstrated ability to operate independently, escalate issues appropriately, and maintain compliance function independence from business line objectives
• Strong written and verbal communication skills
• Must satisfy OCC background investigation requirements assessing competence, experience, integrity, and financial ability

Nice to have

• CAMS certification
• Prior experience at a trust company, custody bank, digital asset exchange, or digital asset custody provider
• Experience helping build or scale a BSA/AML or compliance program for a de novo bank, trust company, or newly regulated financial institution
• Experience with OCC or FinCEN examinations, independent BSA/AML audits, or remediation of MRAs, MRIAs, consent orders, or similar supervisory findings
• Familiarity with OCC safety and soundness expectations, 12 CFR Part 9 fiduciary requirements, OCC Bulletin 2023-17, and 12 CFR Part 30
• Working knowledge of emerging digital asset regulatory frameworks, including stablecoin, qualified custodian, and digital asset custody requirements

Benefits

• Remote work
• Medical insurance
• Flexible time off
• Retirement savings plans
• Modern family planning

Before you apply

• Must satisfy OCC background investigation requirements assessing competence, experience, integrity, and financial ability

About the company

Block is one company built from many blocks, all united by the same purpose of economic empowerment. Block is pursuing an OCC charter to form Builders Bank & Trust, a proposed uninsured national trust bank.