Senior Counsel, Risk

The role

You will own the legal response to disputes, incidents, collections, and regulatory inquiries. You will act as the connective tissue between Legal, Compliance, Risk, Operations, and product teams to drive resolutions.

What you will do

• Manage pre-litigation matters end to end
• Lead the legal resolution of account and funds ownership disputes
• Oversee the legal side of collections on delinquent commercial card and lending balances
• Manage bankruptcy matters involving Brex customers and counterparties
• Serve as legal lead on incidents across the company
• Drive remediation programs arising from incidents
• Own legal review and strategy for customer outreach connected to incidents and remediations
• Prepare and manage responses to regulatory inquiries, examinations, and information requests
• Supervise responses to subpoenas, civil investigative demands, and other third-party legal process
• Build and improve playbooks, escalation frameworks, and reporting

Required qualifications

• Juris Doctor (JD) and active bar membership in good standing of at least one U.S. jurisdiction
• 6+ years of experience as an attorney
• At least 3 years focused on litigation or commercial disputes, creditors’ rights or collections, bankruptcy, regulatory investigations or enforcement, or incident response
• Experience owning pre-litigation disputes end to end, including demand letters, early case assessment, and deciding when to bring in outside counsel
• Working knowledge of the regulatory landscape applicable to fintech, such as state money transmission, UDAAP, Reg E and Reg Z, BSA/AML, and bank partnership models
• Demonstrated ability to run a high-volume, high-stakes docket independently
• Strong drafting instincts for customer-facing and regulator-facing communications
• A calm, structured approach under pressure and a bias toward action and clear ownership
• Low ego, high accountability, and comfort operating cross-functionally with Compliance, Risk, Operations, and Engineering, Product & Design

Nice to have

• 3+ years of experience as an in-house attorney at a fintech, bank, broker-dealer, or payments company
• Experience responding to bank regulatory examinations or inquiries, including from the OCC or the Federal Reserve
• Broker-dealer regulatory experience, such as responding to FINRA or SEC examinations and information requests, handling FINRA customer arbitrations and complaints, Rule 4530 reporting, or advising on
• Experience managing collections agencies or recovery counsel, including recovery strategy in Chapter 7 and Chapter 11 proceedings
• Experience with account ownership and beneficiary dispute frameworks
• Experience managing subpoena and third-party legal process response, including under RFPA, GLBA, and similar financial privacy frameworks

Benefits

• Up to four weeks per year of fully remote work

About the company

Brex is the intelligent finance platform that enables companies to spend smarter and move faster in more than 200 markets. Brex LLC is a wholly owned subsidiary of Capital One, N.A.