Temenos Configuration Specialist - Payments

The role

You will deliver a core banking and payments transformation for a Swiss financial institution. You will focus on the functional configuration, integration, testing, and deployment of Temenos payment capabilities.

What you will do

• Configure payment products, processing rules, workflows, routing, fees, and settlement parameters within Temenos solutions.
• Translate business and operational requirements into functional designs and configuration workbooks.
• Perform fit-gap and impact analyses.
• Support end-to-end incoming and outgoing payment flows.
• Collaborate with architects and integration teams on interfaces.
• Define and review functional test scenarios and acceptance criteria.
• Analyse defects and production-like issues.
• Support configuration promotion, release preparation, migration, and cutover activities.
• Facilitate workshops with payment product owners, operations teams, and other stakeholders.
• Coordinate with Temenos, implementation partners, and internal delivery teams.

Required qualifications

• At least 7 years of experience in banking technology, core banking, or payments transformation.
• At least 4 years of practical experience with Temenos, including Temenos Transact and Temenos Payments / Payments Hub.
• Participation in at least two implementation, upgrade, or major transformation programmes.
• Strong functional knowledge of payment processing across the full payment lifecycle.
• Proven ability to configure and troubleshoot Temenos payment products, parameters, workflows, and rules.
• Strong understanding of ISO 20022, SEPA, SWIFT / CBPR+, instant payments, local clearing / RTGS concepts, and payment operations.
• Working knowledge of APIs, message and file interfaces, data mapping, batch processing, reconciliation, and accounting integration.
• Demonstrated experience working in complex banking programmes with multiple stakeholders.
• Structured problem-solving skills.
• Ability to work in agile or hybrid delivery environments.
• Professional fluency in English (C1 level or equivalent).

Nice to have

• Familiarity with direct debits and standing orders is advantageous.
• SQL or comparable data-analysis skills are an advantage.
• German proficiency at C1 level or higher is strongly preferred.

About the company

Capco is a global technology and business consultancy that supports clients in the financial services sector. They are experts in banking, capital markets, payments, and asset and wealth management.