(Senior) Consultant* - SEPA-Payments

The role

You will support demanding consulting projects in payment transactions throughout the entire project cycle. This includes business analysis, functional design, testing, and implementation using AI-supported workflows.

What you will do

• Accompany demanding consulting projects in payment transactions from business analysis and functional design to testing and implementation.
• Work in a customer-oriented manner and contribute expertise to project work.
• Analyze functional requirements and payment processes to develop solutions with customers.
• Take increasing responsibility for topics and lead sub-projects or small project teams.
• Use approved AI tools, automation, and AI-supported workflows to improve speed, quality, or insights.

Required qualifications

• Great interest in (SEPA-)payments.
• Familiarity with terms and message formats such as pain, pacs, and camt.
• Strong analytical and conceptual skills.
• Ability to represent topics clearly.
• Fluent German and English skills.
• Willingness to travel nationally and internationally depending on project assignment.
• Openness to using approved AI and automation tools responsibly.

Nice to have

• In-depth knowledge of ISO 20022 as well as relevant SEPA message formats and processes.
• Experience with clearing and settlement processes as well as R-transactions.
• Experience in taking responsibility for work packages, sub-projects, or small project teams.
• Initial practical experience with AI-supported workflows, Generative AI, or automation in consulting, banking, or payments environments.

Benefits

• Flexible working models and hybrid work possible depending on project assignment.
• Comprehensive onboarding including a personal coach and buddy.
• Bike leasing programs.
• Choice of Capco Benefits Card with monthly credit of 44 EUR or Wellhub.
• Regular health checks and mental health courses.
• PME family service for support in all life situations.
• Continuous feedback and further training opportunities, e.g., via internal training and Udemy Business.
• Great company events and after-work events.
• Permanent employment contract.
• Autonomy, flat hierarchies, hands-on mentality, and fast decision-making paths.
• Dynamic, high-growth, and international environment.

About the company

Capco is a consulting firm with a collaborative, open, and entrepreneurial culture and flat hierarchies. The company shapes the digital transformation of customers in the financial services sector.