(Senior) Consultant* - Payments Transformation

Germany - Munich. Posted a month ago

The role

You will support leading financial institutions with transformation projects across the payment solution value chain. This includes business analysis, functional design, testing, and implementation support.

What you will do

Accompany demanding payment consulting projects from business analysis to implementation.
Work on transformation projects regarding modern payment architectures, regulatory requirements, and innovative payment solutions.
Collaborate with customers and project teams in waterfall and agile delivery environments.
Use approved AI tools, automation, and AI-supported workflows.
Take responsibility for specific subject areas and manage sub-projects or small project teams.
Ensure responsible AI use through review and human assessment.
Actively shape internal topics and support professional and personal development.

Required qualifications

Successfully completed university degree
Relevant practical experience in consulting projects in the financial services environment
Interest in payments and knowledge of relevant topics and processes such as PSD3/PSR, SEPA Classic, Instant Payments, TARGET2, TIPS, Clearing & Settlement, Cash Management or Correspondent Banking
Strong analytical and conceptual skills
Team-oriented and customer-focused
Fluent German and English skills
Willingness to travel nationally and internationally depending on project assignment
Willingness to use approved AI and automation tools responsibly

Nice to have

Experience with complex payments transformation programs or the further development of payment architectures
In-depth knowledge in one or more areas such as Instant Payments, Clearing & Settlement, Cash Management or Correspondent Banking
Experience with regulatory changes in payments, e.g. PSD3/PSR
Experience in managing work packages, sub-projects or small project teams
Initial practical experience with AI-supported workflows, Generative AI or automation in consulting, banking or payments environments

Benefits

Flexible working models and hybrid work possible depending on project assignment
Comprehensive onboarding and a personal coach and buddy
Bike leasing programs
Choice of Capco Benefits Card with monthly credit of 44 EUR or Wellhub
Regular health checks and mental health courses
PME family service for support in all life situations
Continuous feedback and further training opportunities, e.g. via internal training and Udemy Business
Great company events and after-work events
Permanent employment contract

About the company

Capco is a consulting firm that works on impactful projects and solutions for leading financial institutions in a collaborative, open, and entrepreneurial culture.