Principal Consultant - Payments SME

The role

This role supports large-scale payments transformation initiatives. You will combine Business Analysis and Program/Project Management to plan, coordinate, and deliver complex transformation initiatives across payment infrastructures.

What you will do

• Lead business analysis activities across high-value payments and transformation initiatives.
• Manage and coordinate project delivery activities including planning, milestones, dependencies, risks, issues, and reporting.
• Support end-to-end program and project execution.
• Drive stakeholder engagement and project governance.
• Collaborate with business, technology, and operations teams to deliver payments modernization initiatives.

Required qualifications

• Experience in Business Analysis and Program/Project Management within Banking or Payments, supporting complex transformation initiatives.
• Knowledge of wire transfers, ACH payment processing, high-value payment systems, and transaction flows, including Fedwire, CHIPS, and ISO 20022 (pacs.008 and pacs.009).
• Experience managing project plans, delivery milestones, risks, issues, dependencies, and governance reporting across cross-functional teams.
• Ability to coordinate multiple workstreams, engage stakeholders, and communicate project progress, requirements, and delivery priorities clearly.
• Experience building and maintaining effective client relationships, understanding business needs, and supporting successful project outcomes.

Nice to have

• Experience delivering payments transformation or modernization programs.
• Exposure to cross-border payments and regulatory considerations.
• Familiarity with financial messaging standards and payment processing systems.
• Experience working with Tier 1 financial institutions.
• Certification in Project Management, Agile, or Business Analysis disciplines.

Benefits

• Medical, dental, and vision insurance
• 401(k) plan with employer matching contributions
• Maternity and paternity leave
• Dependent care support
• Tuition reimbursement
• Wellness reimbursement
• Health Savings Account (HSA) and Flexible Spending Account (FSA) options
• Commuter Benefits
• Employee Discounts through Working Advantage

About the company

Capco is a consulting firm with a collaborative, flat, and entrepreneurial culture. They deliver technology solutions for Tier 1 financial institutions.