Cards Migration Consultant – Card Issuing & Portfolio Transformation

The role

This person will lead card migration workstreams and support the planning and execution of a credit card portfolio migration. The role involves managing dependencies, coordinating product mapping, and engaging senior stakeholders.

What you will do

• Lead designated card migration workstreams including planning, milestones, deliverables and dependencies
• Support migration strategy, portfolio segmentation, migration waves and execution sequencing
• Coordinate card product mapping across features, pricing, rewards, benefits and customer propositions
• Work with business, technology, operations, risk, fraud, compliance and finance stakeholders to resolve migration dependencies
• Manage workstream risks, issues, actions and implementation readiness
• Support migration cutover preparation and post-migration stabilisation
• Assess customer and operational impacts
• Facilitate workshops, stakeholder discussions and decision-making sessions
• Prepare programme updates, implementation roadmaps and steering committee materials

Required qualifications

• Approximately 8–10 years of relevant experience in cards, payments, banking transformation, consulting or programme delivery
• Proven experience delivering or leading cards, payments or payment scheme migration programmes
• Strong understanding of the card issuing ecosystem, including payment processing, authorisation, clearing and settlement
• Experience managing complex, cross-functional programmes involving multiple stakeholders and vendors
• Strong analytical, problem-solving, stakeholder management and communication capabilities
• Ability to prepare clear, decision-oriented materials for senior management

Nice to have

• Payment scheme migrations, BIN migrations or core card platform transformations
• Card operations, fraud, risk, customer servicing, rewards or loyalty programmes
• Regional or multi-market banking transformation initiatives
• PMP, PRINCE2, Agile or equivalent project management certification

About the company

Capco is an entrepreneurial global consulting firm dedicated exclusively to the financial services industry. They help banks, insurers, and capital markets firms navigate complex change across transformation, technology, risk & compliance, and strategy.