Managing Principal - Commercial Banking & Lending

The role

You will lead complex commercial banking and lending transformations for financial institutions. This role involves modernizing lending capabilities, managing delivery risks, and growing client relationships through business development.

What you will do

• Oversee large-scale initiatives across commercial lending, treasury management, digital banking, and operational modernization.
• Help clients optimize the end-to-end lending lifecycle.
• Guide the implementation and modernization of commercial loan origination and servicing platforms.
• Partner with senior banking executives to identify market opportunities and develop go-to-market strategies.
• Build a sustainable pipeline of consulting engagements.
• Provide strategic oversight of complex transformation programs.
• Manage delivery risks.
• Guide cross-functional consulting teams to deliver high-quality client outcomes.

Required qualifications

• 10+ years in financial services consulting, with expertise in commercial banking, lending, cash management, and transformation.
• Knowledge of the end-to-end lending lifecycle, including origination, underwriting, credit risk, servicing, and portfolio management across CRE and C&I lending.
• Experience with commercial loan origination and servicing systems, lending technology vendors, and platform modernization.
• Experience with GenAI applications in commercial banking, including credit underwriting, loan origination, portfolio monitoring, and relationship manager productivity.
• Proven experience delivering complex banking transformations, including process improvement, systems integration, and technology implementation.
• Experience managing senior client relationships, leading consulting teams, and contributing to go-to-market strategies and business development.

Nice to have

• Experience with commercial lending products, including secured and unsecured facilities, revolving credit, term loans, and commercial real estate financing.
• Familiarity with commercial lending technology platforms, vendor solutions, and the regulatory requirements governing commercial credit and lending.
• Knowledge of treasury and cash management, commercial digital banking channels, and their integration with lending operations.
• Experience leveraging data analytics, automated credit decisioning, and digital capabilities to improve lending processes and client experiences.
• Experience working in Agile delivery environments.
• Advanced Excel and PowerPoint skills.
• MBA or relevant advanced qualification.

Benefits

• Medical, dental, and vision benefits.
• 401(k) matching contributions.
• Maternity and paternity leave.
• Dependent care benefits.
• Tuition reimbursement.
• Wellness reimbursement.
• Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA).
• Support for eligible commuting expenses.
• Access to Working Advantage, a discounted marketplace.

About the company

Capco is a consulting firm with a collaborative, flat, and entrepreneurial culture. The company focuses on delivering high-impact technology and business transformation solutions for financial institutions.