Mortgage Loan Originator

The role

The Mortgage Loan Originator identifies and maintains a network of external relationships for mortgage referrals. This person originates residential mortgage loans and manages the loan pipeline.

What you will do

• Market residential mortgage loan products to real estate agents, prospective homebuyers and/or builder sales representative.
• Spend 25% or more of the workday conducting marketing activities and closing business outside of the work-site (including home office).
• Originate loan applications ensuring correct pricing, fulfillment of investor guidelines, compliance with federal and state banking credit, and non-discrimination regulations.
• Assist the processor in securing needed documentation as required for loan approval.
• Constantly review investor guidelines, in order to remain current with agency (FNMA, FHLMC, GNMA, MHF) and individual investor guidelines.
• Maintain high levels of customer service while managing each applicant's and support staffs expectations.

Required qualifications

• A minimum of 3 years’ work experience originating residential mortgages.
• Experience using a mortgage loan management system is required.
• Strong interpersonal, communication and customer service skills.
• Proficient in Microsoft Office Suite including Word, Excel, PowerPoint, and Outlook.

Nice to have

• Experience in originating loans for sale to FNMA, FHLMC, GNMA and/or CDA
• Encompass experience highly preferred

Benefits

• Medical
• Dental
• Vision
• Company Paid Life Insurance
• Disability Insurance
• Company Contributions to your 401k
• Paid Parental Leave
• Employee Recognition Program
• Leadership Program
• Tuition Reimbursement Program
• Employee Bank Checking Account
• Generous Paid Time Off and Paid Holidays including Paid Charity Hours

About the company

Capital Bank N.A. is headquartered in Maryland and has been serving communities since 1999. It is a publicly traded company with over $3 billion in assets.