Senior Business Analyst

The role

You will leverage advanced analytics and strategic thinking to solve business problems. You will develop lending strategies by leveraging data-backed decisioning.

What you will do

• Perform credit analysis using advanced analytics in SQL and/or Python
• Analyze and optimize lending strategies, including approve/decline policy and credit line assignment
• Develop recommendations on credit strategies based on performance analysis, resiliency testing, and business judgment
• Present data-backed recommendations to leadership based on your analysis
• Build and/or leverage valuation models to inform credit policy recommendations
• Establish testing and monitoring plans
• Proactively monitor credit risk and performance, identifying whether policy adjustments are needed
• Partner with cross-functional teams to implement strategies

Required qualifications

• 1-5 years of experience in advanced analytics, including developing credit policies
• Bachelor’s degree in quantitative field (e.g. Statistics, Data Science, Engineering, Economics, Finance, Business)
• Prior experience with credit analytics and consumer lending is a must
• Highly proficient with analytical tools such as Python and SQL
• Proven ability to clearly and effectively communicate complex analytical insights to both technical and non-technical audiences

Benefits

• Medical
• Dental
• Vision
• Company Paid Life Insurance
• Disability Insurance
• Company Contributions to your 401k
• Paid Parental Leave
• Employee Recognition Program
• Leadership Program
• Tuition Reimbursement Program
• Employee Bank Checking Account
• Generous Paid Time Off and Paid Holidays including Paid Charity Hours

About the company

Capital Bank N.A. is headquartered in Maryland and has been serving communities since 1999. It is a publicly traded company with over $3 billion in assets.