Credit Officer Specialized

The role

This person analyzes new credit requests and makes loan servicing decisions for livestock and crop producers. They perform financial analysis and underwriting to support agriculture and rural communities.

What you will do

• Analyzes financial and supporting documentation for lending and servicing requests.
• Enters balance sheets and earnings statements into spreading software.
• Qualifies, validates and reconciles financial information.
• Approves, declines, or escalates credit decisions.
• Determines appropriate level of analysis and due diligence based on credit risk.
• Communicates credit decisions through formal narrative write-ups.
• Facilitates negotiation of credit agreements.
• Prepares and packages syndications and participations for sale.
• Monitors lending portfolio and loan performance.
• Works with sales team or clients to develop plans to cure loan delinquencies.

Required qualifications

• Bachelor’s degree in ag business, finance, economics or related field or an equivalent combination of education and experience sufficient to perform the essential functions of the job.
• Knowledge of federal and state (Illinois, Minnesota, and Wisconsin) laws, regulations and compliance requirements specific to the financial industry and Farm Credit.
• Basic to solid knowledge of agricultural businesses and operations, crop insurance and livestock industries and associated production practices.
• Basic to solid knowledge of loan products, services, and credit operations.
• Basic to solid understanding of credit processing and servicing activities, accounting principles and practices, credit analysis procedures, credit administration, monitoring and reporting.
• Solid interpersonal, collaboration, communication, team building, problem solving, analytical, organizational, and time management skills.
• Basic to solid computer skills, including MS Office applications, customer relationship management (CRM) programs, internal underwriting and database systems.
• Basic to solid decision making, negotiating, and influencing skills.
• Flexible and adaptable to changing situations.
• Ability to work independently and collaboratively with other teams.
• Valid driver’s license.

Nice to have

• Minimum of 3 years of experience in credit analysis in a financial institution

Benefits

• Hybrid model – up to 50% work from home
• Flexible schedules including ample flexibility in the summer months
• Up to 9% towards 401k (3% fixed Compeer contribution plus up to 6% match)
• medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term disability, wellness program & EAP
• Vacation, sick leave, holidays/floating holidays, parental leave, and volunteer paid time off
• Learning and development programs
• Mentorship programs
• Cross-functional committee opportunities
• Professional membership/certification reimbursement

Before you apply

• Must be authorized to work for any employer in the United States.
• Compeer is unable to sponsor or take over sponsorship of an employment visa at this time.

About the company

Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. They provide financial services to support agriculture and rural communities.