Product Lead, BillPay Mexico (SPEI)

The role

You will own the full BillPay product experience for the Mexican market, including payment flows, bank partner integrations, and disbursement reliability. You will lead a squad to manage SPEI infrastructure, compliance, and back-office tooling.

What you will do

• Own discovery, prioritization, and outcomes for the BillPay MX squad
• Build deep understanding of SPEI infrastructure and cross-border flows
• Maintain and evolve banking partner relationships from a product perspective
• Own compliance signals including SAT requirements, CNBV guidelines, and PLD/AML obligations
• Define and track metrics like payment success rate and settlement time
• Design and iterate on disbursement workflows
• Prototype with AI tools before committing engineering time
• Contribute straightforward code changes through engineer-reviewed PRs
• Work in Git daily

Required qualifications

• 5+ years in product management
• At least 2 years owning a payments, banking, or financial infrastructure product
• Track record of shipping products that moved business metrics
• Hands-on experience with payment rails, banking APIs, or financial infrastructure
• Comfortable working with engineers as peers
• Deep understanding of SPEI: clearing cycles, error handling, CLABE structure, and retry/fallback flows
• Familiarity with cross-border payment rails: FX conversion, correspondent banking, SWIFT or alternative rails
• Familiarity with Mexican banking regulations: SAT CFDIs, CNBV licensing implications, AML/PLD obligations
• Experience integrating with or managing bank correspondent relationships
• Understand how reconciliation works end to end
• Can prototype a working concept using AI coding tools (Cursor, Claude Code, or similar)
• Comfortable with Git: branches, commits, PRs, reading diffs

Nice to have

• Experience with ERP integrations (SAP, Oracle, Aspel, CONTPAQi)
• Familiarity with Banxico's regulatory framework and SPEI operating rules
• Experience with multi-currency or cross-border payment products at production scale
• SQL fluency beyond writing a query
• Portuguese

Benefits

• Competitive salary
• Stock options (ESOP) from day one
• Annual learning budget
• Accelerated development paths

About the company

Clara is the leading spend management platform for businesses in Latin America, providing corporate cards, expense management, and AP automation. The company is a high talent-density team of ~400 people backed by several investors.