Credit Risk Expert (Experto/a en Riesgo de Crédito) - Hybrid

Bogota / CUN / Colombia; Bogota D.C. / DC / Colombia. Posted 2 months ago

The role

You will own portfolio risk monitoring and design credit strategies across the customer lifecycle. You will use SQL, Python, AI, and automation to analyze large datasets and build scalable risk processes.

What you will do

Own portfolio risk monitoring including delinquency, bad rates, and key risk indicators
Identify emerging risks and perform root-cause analysis
Design, implement, and measure credit strategies across the customer lifecycle
Monitor and challenge credit models and decision strategies
Use SQL and Python to analyze large datasets and build monitoring tools
Use AI and automation to build risk processes and tools
Monitor portfolio risk appetite, concentrations, and management indicators
Work cross-functionally with Data, Product, Engineering, Finance, Operations, and Collections

Required qualifications

5+ years of experience in Credit Risk, Credit Strategy, Portfolio Management, or related analytical roles
Strong SQL + Python skills
Fluency in English

Nice to have

Experience in fintech, B2B lending, credit cards, payments, or multi-country portfolios
Spanish and/or Portuguese

Benefits

Competitive salary
Stock options (ESOP) from day one
An annual learning budget
Accelerated development paths

About the company

Clara is the leading platform in Latin America for companies to execute and manage every payment operation. It is a team of ~400 people backed by investors including Notable Capital, Coatue, Kaszek, monashees, DST Global, ICONIQ, General Catalyst and Goldman Sachs.