Senior Product Manager (Risk)

The role

You will spearhead the expansion of the Risk Platform and drive product innovations for Credit, Fraud, and Risk/Fraud Operations. You will lead cross-functional teams to scale products and develop risk management strategies.

What you will do

• Stay attuned to community needs to address challenges.
• Lead engineers, designers, researchers, and analysts to scale products.
• Define OKRs and stretch goals and monitor metrics.
• Utilize user research and data analytics to prioritize product opportunities.
• Develop and execute a risk management strategy for credit and fraud.
• Drive initiatives to enhance risk management processes.
• Articulate product vision, roadmap, and outcomes to stakeholders.

Required qualifications

• 4+ years of relevant industry experience
• At least 2+ years in Product Management
• Fluent with AI tools in your own workflow
• Bachelor's degree (or equivalent) in a related field (such as Computer Science, Engineering, Information Systems, etc.) or equivalent experience
• Strong analytical skills to leverage data
• Deep empathy for user needs
• Exceptional communication skills to engage with executive leadership and key stakeholders
• Comfortable in a culture of rapid experimentation
• Ability to align teams and functions
• Proven ability to think creatively and propose innovative solutions to complex problems
• Sound knowledge of regulatory requirements and industry best practices related to credit and fraud risk management

Nice to have

• Previous experience in fintech and payments
• Familiarity with operational aspects of risk management in the financial sector

Benefits

• equity
• benefits

About the company

EarnIn is a pioneer of earned wage access building products for real-time financial flexibility. The company is becoming AI-native, embedding AI agents into how they build, analyze, and operate.