Country Head of Credit Risk

The role

This senior role manages and optimises the existing credit portfolio in France. The person will improve underwriting and credit risk management processes and handle the full credit lifecycle from origination to recovery.

What you will do

• Report to and support the Senior Global Credit Risk Management Team
• Monitor and report portfolio performance
• Liaise with local regulatory authorities if necessary
• Perform and oversight detailed credit analysis of prospects and clients
• Approve exposure limits to individual clients within a matrix of delegated authority
• Present and defend analysis at Credit Committee meetings to senior management
• Engage with Front Office and Onboarding/Compliance teams
• Manage an existing portfolio of clients
• Assist with the collections process for overdue payments
• Proactively seek to improve and implement new underwriting practices

Required qualifications

• Minimum 7+ years credit underwriting experience
• A strong understanding of local accounting principles
• Exposure to collections and litigations processes locally
• A clear, structured, and concise communication style
• Experience of dealing directly with clients, one on one, and resolving issues
• An understanding of local lending and basic Foreign Exchange products and services
• Experience of building, leading and training effective Credit Risk Management teams and frameworks

Nice to have

• preferably in the SME space in France

Benefits

• Competitive Starting Salary
• annual discretionary bonus
• Dedicated Mentorship
• Cutting-Edge Technology
• Clear, Accelerated Career Progression
• Dynamic & Supportive Culture
• Generous Benefits Package including health care and social benefits

About the company

Ebury is a fast-growing fintech leader that delivers integrated solutions including business accounts, hedging, and financing. The company employs over 2000 people across nearly 70 cities.