Underwriting Manager (Hybrid)

The role

You will lead a team of Underwriting Supervisors and Team Leads to oversee small business loan decisioning. You will focus on leadership development, operational strategy, and driving team performance.

What you will do

• Serve as the culture champion and leader for the Utah office
• Lead, coach, and develop a team of Underwriting Supervisors and Team Leads
• Establish consistent workflows, quality standards, and throughput targets
• Serve as the senior escalation point for high-complexity decisions
• Work alongside Sales, Product, Compliance, and Operations to optimize decisioning
• Own capacity modeling, scheduling, and talent acquisition

Required qualifications

• 5+ years of underwriting experience in small business or commercial lending
• 7+ years managing people, with at least some experience managing other managers or team leads
• Strong command of SMB credit fundamentals; cash flow analysis, financial statement review, and risk assessment
• Proven ability to develop leaders
• Has an operational mindset; comfortable with metrics, process design, and driving accountability at scale
• Strong communicator who can translate between frontline execution and senior leadership expectations
• Experience working in a high-volume, technology-enabled lending environment
• Familiarity with automated decisioning and where manual underwriting intersects with it
• Exposure to fair lending or SMB-specific compliance requirements (Reg B, etc.)

Nice to have

• Background in fintech or online lending platforms

Benefits

• Health, dental, and vision insurance including mental health benefits
• 401(k) matching plus a roth option
• PTO & paid holidays off
• Sabbatical program (for eligible roles)
• Summer hours (for eligible roles)
• Paid parental leave
• DEI groups
• Employee recognition and rewards program
• Charitable matching and a paid volunteer day

Before you apply

• Must be eligible to work in the United States
• Not able to sponsor visas or take over sponsorship at this time

About the company

OnDeck, an Enova company, is a leading small business lender. Enova International is a leading financial technology company that provides online financial services through its Colossus platform.