Finance Manager, Ever Costa Mesa

The role

You will own the finance and insurance experience for customers purchasing vehicles. You will structure financing, present protection products, and work across a lender network to guide deals through contracting and funding.

What you will do

• Present financing options, vehicle service contracts, warranties, and protection products to customers remotely and in person.
• Conduct virtual and on-site F&I consultations with customers nationwide.
• Structure, negotiate, and finalize financing deals through digital and in-store workflows.
• Submit credit applications, evaluate lender programs and approvals, and structure deals.
• Leverage a broad lender network and manage lender relationships.
• Review deal jackets and documentation for accuracy and completeness.
• Prepare, review, and finalize digital and physical finance documents.
• Maintain strict compliance with federal and state regulations, lender requirements, and company policies.
• Educate customers on EV incentives, available programs, and ownership economics.
• Partner with Sales, Delivery, Title, and Operations teams.

Required qualifications

• 3+ years of automotive F&I experience
• Demonstrated success structuring and closing finance deals, presenting F&I products, and working with multiple lenders.
• Strong understanding of automotive lending, credit applications, lender approvals, funding requirements, and backend products.
• Customer-first, consultative approach.
• Highly organized and detail-oriented with strong compliance discipline and follow-through.
• Comfortable managing multiple deals and priorities in a high-volume, fast-moving environment.
• Collaborative team player.
• Experience with DMS platforms such as Reynolds & Reynolds, CDK, Dealertrack, or similar.
• Proficiency with RouteOne, CUDL, lender portals, and credit application platforms.
• Experience with digital contracting and e-signature platforms.
• Strong working knowledge of DMV, titling, funding, and automotive compliance workflows.
• Comfortable working within CRM and digital retail platforms.

Nice to have

• preferably in a high-volume dealership or automotive retail environment
• Bilingual proficiency strongly preferred: Spanish or Chinese (Mandarin or Cantonese), with Cantonese highly preferred
• Interest in EVs, digital retail, and evolving automotive technology

Benefits

• Competitive salary + commission
• Health, dental, and vision insurance
• PTO
• 401(k) plan

About the company

Ever is an AI-native auto retail platform building the next-generation automotive business starting with electric vehicles. The company is backed by leading investors and led by former tech and automotive professionals.