Finance Director - San Diego, CA

The role

You will own the finance and insurance vertical for the San Diego location. You will lead site Finance Managers and manage lender strategy, product portfolios, and compliance frameworks.

What you will do

• Own F&I profitability including product penetration, reserve, and per-unit back-end gross.
• Own the lender panel, buy rates, reserve structure, and program terms.
• Manage relationships that determine approval depth and funding speed.
• Select, price, and manage the protection product lineup.
• Define one menu and one presentation standard used identically at every site.
• Build and maintain the F&I compliance framework and certification program.
• Own contract accuracy and time to funding.
• Own F&I reporting for management including performance by site, manager, and product.

Required qualifications

• 7+ years in automotive F&I
• At least 3 years leading F&I managers or as a corporate or regional F&I leader
• Demonstrated record of raising back-end gross and product penetration without raising compliance risk or customer complaints
• Deep working knowledge of lender programs, reserve structures, and protection product economics
• Command of the regulatory framework governing F&I, including Truth in Lending, Equal Credit Opportunity and adverse action, and applicable state requirements
• Experience leading managers, including hiring, performance management, and building certification and training programs
• Hands-on experience designing or restructuring F&I compensation plans
• Comfort in a modern DMS and menu environment

Nice to have

• EV and DTC experience
• Used vehicle depth
• AFIP certification or equivalent
• Build-from-scratch experience

Benefits

• Comprehensive medical, dental, and vision coverage
• 401(k)
• PTO and sick time

About the company

Ever is an AI-native auto retail platform building the next-generation automotive business starting with electric vehicles. The company is backed by leading investors and is expanding nationwide.